More details on software and accessibility are available at. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Their website boasts of connecting an astounding fifty million cardmembers with over one hundred of their favorite retailers, including well-known brands such as Victoria’s Secret, Pottery Barn, and Abercrombie. Equifax Credit Report is a trademark of Equifax, Inc. According to the Better Business Bureau, Comenity Bank has been in business 29 years and was founded in 1989. Victoria's Secret Credit Card Accounts are issued by Comenity Bank. This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Shop Victoria's Secret Search Brands Bread Financial Feedback Copyright 2023 Bread Financial. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. The issuer, Comenity Bank, typically pulls reports from all three bureaus when evaluating hubler used cars Prior to applying for a Victorias Secret. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. Sign In Victoria's Secret Credit Card Your exclusive perks begin here. Otherwise, not so much.Copyright ©2001- Fair Isaac Corporation. Victoria's Secret Credit Card - Home Current cardholders sign in to your account or use EasyPay in navigation to quickly pay your bill. The Bottom Line: If you spend lots of money at Victoria’s Secret, the Victoria’s Secret credit card is probably a pretty good card to have. The Shopping Cart Trick Factor: Since this is a Comenity retail card, you should be able to take advantage of the shopping cart trick to get it without a hard pull. It looks like there are other triple point promotions as well, and the fine print on that one says, “Triple points offer cannot be combined with additional bonus reward point promotions.”Īnnual Gifts: Certain retail cards give you a bonus every year on your birthday. Does that get multiplied with the triple points bonus and bring the rewards to 24/36%? And does Victoria’s secret sell prepaid Visa gift cards? I don’t know, though I’m pretty sure the answer to the second question is “No.” AND you also get double points on all bra purchases. That works out to a rate of 4% or 6% in the highest tier.īut wait, there’s more: during your cardmember anniversary month, you get triple points! So that boosts this card to 12%/18%. For the Angel Forever card ($1,000 spent) you get $15 for every $250 spent. For both the Angel Card and the Angel VIP card (which you get by reaching $500 in spend), you get $10 for every $250 spent. Rewards: The Victoria’s Secret credit card offers different tiers based on your spending on it. 3:1 Victoria’s Secret bra purchases 1:1 other Victoria’s Secret purchases Sign-up Bonus 15 off a future purchase Annual Bonus None Annual Fee 0 Average Yearly Rewards (1,325 monthly spend) 77 APR 24. Comenity, based in Draper, Utah, provides Victorias Secret shoppers with a. $15 is less than the $500 rewards that major credit card issuers frequently offer for their products, so the pink credit card is not a winner on this count. Victorias Secret issues the Victoria card in partnership with Comenity Bank. Sign-up bonus: The Victoria’s Secret credit card gives you $15 off your next purchase. And by “a lot of readers” I mean “ Elaine in the comments last week.” So here you go, Elaine! Let’s take a look at the features, and please keep in mind that this is a store card valid only at Victoria’s Secret, not a Visa/MasterCard/Amex. Believe it or not, a lot of readers have asked me to write up the Victoria’s Secret credit card.
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